Welcome to Totally Free Inc.

Find out now if you are mortgage ready.

Click for A customized plan with the best products and down payment assistance at your fingertips now!

Click here to see if you are Mortgage Ready

Make sure to click “Let’s Get Started” once you reach your outcome, so we can help you take the next steps towards becoming a home owner. We will connect you with the best mortgage products with the best rates.


About Totally Free

Totally Free, Inc. Is an Award Winning Agency!

In 2005 Totally Free, Inc. was given a Magnolia Award for Outstanding Homeownership Achievement in Housing Counseling from the Georgia Department of Community Affairs!

We are very humbled and proud of the recognition we have received servicing our communities. We would love to work with you to achieve your goals!

Totally Free, Inc began in July, 2001 from a passion to help those who lacked knowledge regarding the perils of excessive debt. The organization grew to impact over 5,000 with the myriad of services it now offers (helping them improve credit worthiness, keeping homes from foreclosure, facilitating home ownership with education and certifications for down payment assistance, financial literacy training, discount home sales and more).

Totally Free, Inc. is a 501c3 nonprofit organization and has made a tremendous impact in its efforts (including but not limited to):

  • Coverage in Georgia (30 counties)
  • Major player since 2006, tackling the foreclosure crisis
  • Staff certified by NeighborWorks America (founded by Congress)
  • US Department of Housing and Urban Development (HUD) Approved Agency
  • Community Housing Resource Assistance Board Chair organization for the City of Brunswick
  • Georgia Initiatives for Community Housing team member (GICH)  in Glynn and Camden Counties Georgia

Totally Free, Inc. is positioned to move forward with the future promising to be better than the best of its days.
Our services will compliment you as you work with Totally Free, Inc. toward that end you desire!

 While affordable homes, lending products, and other forms of assistance might be available through Totally Free, Inc., and partnerships which Totally Free, Inc. has entered, the client is under no obligation to utilize these services.