Through this service clients are coached in credit report clean up and maintenance enabling them to obtain a mortgage and more desirable loan products. Additionally, clients gain an understanding of the importance of timely payments and overall healthy financial management.

Housing Counseling, Homebuyer Workshops, FDIC Money Smart financial literacy and Budget Counseling are combined to empower our candidates to become mortgage ready

After you submit the form, download the Budget Counseling Services package and bring to Totally Free, Inc at your initial personal budget counseling session.